Settlement

PAPSS-native settlement for African trade

The Pan-African Payment and Settlement System was built to end the USD round-trip that costs African traders billions every year. OHRES integrates PAPSS natively, so settlement happens inside the same platform that carries your EDI.

Settlement time
Seconds not days
FX spread saved
Up to 5-10%
Currencies
African local
Correspondent banks
Zero needed

Why this matters

Before PAPSS, an intra-African payment routed through New York correspondent banks took 3-5 days and cost 5-10% in FX spreads. With PAPSS integrated natively into OHRES, trade documents and settlement flow together in local currencies.

Capabilities

  • Cross-border settlement in NGN, GHS, KES, ZAR, EGP, MAD and more
  • Document-to-settlement reconciliation inside OHRES
  • No USD correspondent chain, no 3-day lag
  • Direct API integration with PAPSS rails
  • Multi-currency invoicing (roadmap)
  • Compatible with bank trade finance workflows

Who this is for

African banksFintechsExportersImportersCentral banks

Ready to put PAPSS to work?

Talk to our team about your African trade flows.